
The accidental death and dismemberment (please refer to the Schedule of Benefits on page 12 of product brochure) and the Permanent Total Disability must occur within 180 days from the date of Accident.(while subject to a maximum of HK$ 16,000 per Accident if the Insured is under age 19 at next birthday on the date of the Accident) Total Plan: 5% of the Initial Sum Insured per Accident.If the policy has been in force for at least two policy years and no claims have been incurred under the policy during any 2 consecutive policy years immediately prior to the policy’s renewal, the maximum reimbursement amount per Policy Year for Chiropractic treatment and Physiotherapy will be waived permanently.Subject to the above maximum limit for each Accident, each of the following treatments is further limited to one visit per day and the maximum reimbursement amounts as specified below:.dental treatment for sound and natural teeth damaged by the Accidental Injury.
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If the Insured suffers an Accidental Injury and needs to receive treatment as a result of such Accidental Injury while the policy is in place, the Plan will reimburse for Eligible Expenses⁶ incurred for such relevant treatment of up to 5% of the Initial Sum Insured for each Accident including:.
